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The Market in Five Charts: April 2026

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Pitcairn Insights

April 8, 2026

Keeping Perspective in a Volatile Market

In his latest Market in Five Charts, Chairman and Chief Global Strategist Rick Pitcairn addresses a market environment filled with uncertainty—from geopolitical conflict to rising interest rates and shifting investor sentiment. His core message is simple but important: in moments like this, how investors behave matters as much as what the market does.

Pitcairn begins with a reminder that feels especially relevant amid today’s headlines—panic is not a strategy. With negativity dominating the news cycle, it’s easy to get pulled into emotional decision-making. Instead, he encourages investors to stay grounded and humble, recognizing just how much has changed in a short period of time. The world, the economy, and the markets all look different than they did even a couple of months ago, and flexibility will be critical as things continue to evolve.

The recent market pullback, while uncomfortable, needs to be viewed in context. The S&P 500 declined about 4.5% for the quarter—a meaningful drop, but one that follows a multi-year stretch of strong returns. In that light, the move feels less like a shock and more like a recalibration. Still, Pitcairn cautions that the market may not be through this period of volatility just yet. Key indicators suggest we haven’t seen the kind of decisive rebound that typically marks the end of a downturn.

Much of the current uncertainty stems from the war that began in late February, which has triggered ripple effects across markets. Oil prices have surged above $100, adding pressure to inflation and consumers. Treasury yields have climbed, reflecting both economic concerns and global demand for safety. At the same time, parts of the credit market—particularly private credit—are experiencing a liquidity squeeze driven more by investor behavior than by underlying fundamentals, at least for now.

Despite all of this, two key factors remain central to the market outlook: earnings and interest rates. So far, corporate earnings expectations have held steady, suggesting that the recent market decline has been driven more by falling valuations than weakening fundamentals. But that could change as companies begin reporting and offering forward guidance. Interest rates are the other critical variable. If the 10-year Treasury yield continues to rise—especially above levels that historically pressure equities—it could create additional headwinds for stocks.

Ultimately, whether this period proves to be a temporary dip or something more prolonged may depend on how these forces evolve, particularly the duration of the conflict and its impact on inflation and rates.

Yet even amid this uncertainty, Pitcairn ends on a note of optimism. He points to the rapid acceleration of technological change, particularly in artificial intelligence and automation, as a powerful and underappreciated force shaping the future. From autonomous vehicles to AI-driven insights, the pace of innovation is not just continuing—it’s accelerating in ways that were hard to imagine even a few years ago.

For investors, that creates both a challenge and an opportunity. Staying disciplined in the short term is essential, but so is staying curious about the long-term forces that will ultimately drive growth.

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